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This software is protected by intellectual property laws as well as international treaties


Expensebit (“expensebit”, “we”, “us”, “our”) Is A Platform That Allows Users To Store And Manage Their Personal Expenses Like Bills, Invoices, Payment Reminders (“services”). Expensebit Does Not Verify The Validity Of The Information Maintained And Stored While Using The Service. Please Read Carefully The General Terms And License Agreement (“terms”) Before Downloading, Installing Or Using The Software Application (“app”) Provided By Vumonic Technologies Pvt. Ltd (“expensebit”). This Is A Legal Agreement Between Expensebit And An User Of This Application Or Subscriber Or Faciliatator Of This Application (“you”). These Terms Are Incorporated Herein By Reference (collectively The “terms”) And Govern Your Access To And Use Of The Services. Any Terms Not Defined Shall Be Given The Same Meaning As Stated In The General Clauses Act 1897.if There Is Any Inconsistency Between Any Other Separate Arrangement And This Agreements, Then The Provision Of This Agreement Shall Prevail.



    By Downloading, Installing Or Using The App You Acknowledge And Agree That


    • Your use of the App in conjunction with the mobile, or other compatible Device is solely at your own risk.
    • The App is licensed, not sold to you and you may use the App only as set forth in this Terms.
    • You consent to the collection, use, sharing and transfer of your personally identifiable information, including the transfer and processing of your information outside your home country, as outlined in this ExpenseBit Terms.
    • You acknowledge that third party terms and fees may apply to the use and operation of your mobile device in connection with your use of the App, such as your carrier’s terms of service, and fees for phone service, data access, or messaging capabilities, and that you are solely responsible for payment of any and all such fees as set forth in this Terms, the App is provided “as is”.


  • Extent Of The Service


    ExpenseBit can be used for the following purposes


      1.1. Analytics

      1.2. Finance advice

      1.3. Shopping

      1.4. Payments


  • Modification Of The Terms


    ExpenseBit reserves the right to modify and/or change any of the terms and conditions of this Terms at any time and without prior notice. If ExpenseBit materially modifies this Terms it will make reasonable efforts to notify you of the change. For example, we may send a message to your email address, if we have one on file, or generate a pop-up or similar notification when you access the App or the Service for the first time after such material changes are made. By continuing to use the App after ExpenseBit has posted a modification of this Terms, you agree to be bound by the modified Terms. If the modified Terms is not acceptable to you, your only recourse is to discontinue the use of and uninstall the App. This Agreement will also govern any software upgrades and/or updates provided by ExpenseBit that upgrade and/or supplement the App, unless such upgrades and/or updates are accompanied by a separate license, in which case the terms of that separate license will apply.


  • Limited License


    Conditioned upon your compliance with the terms and conditions of this Terms, ExpenseBit hereby grants to you a limited, revocable, non-exclusive, personal, non-sub licensable, non-transferable, non-assignable license to install and use the executable form of the App solely for your personal use on a device (whether mobile device or other) owned or controlled by you. ExpenseBit reserves all rights in the App not expressly granted to you in this Terms.


  • Phone Settings And Uninstall Procedures


    As part of the installation process of the App, you may be changing your mobile device settings. By installing the App, you agree you have approved such changes. Such changes may include, without limitation, the following:

    • Allowing software updates of the App once a new version is released and show notifications from the App.

    • Allowing ExpenseBit access to location-based information.

    • To uninstall the App, you may use the standard uninstall procedures offered by your device’s operating system.

    • Access to your mobile contact information


  • You may not use the App in any manner that could: (i) damage, disable, overburden, or impair the App (or any server or networks connected to the App), or (ii) interfere with any third party’s use and/or enjoyment of the App (or any server or networks connected to the App). Except as expressly specified in this Terms, you may not: (a) copy or modify the App; (b) transfer, sublicense, lease, lend, rent or otherwise distribute the App to any third party; or (c) use the App in any unlawful manner, for any unlawful purpose, or in any manner inconsistent with this Terms. You acknowledge and agree that portions of the App, including, without limitation, the source code and the specific design and structure of individual modules or programs, constitute or contain trade secrets of ExpenseBit and its licensors. Accordingly, you agree not to disassemble, decompile or otherwise reverse engineer any components of the App provided in object code or any other ExpenseBit products or services, in whole or in part, or permit or authorize a third party to do so, except to the extent such activities are expressly permitted by law notwithstanding this prohibition.


  • Any Open Source Software that may be accompanying the App is provided to you under the terms of the open source license agreement or copyright notice accompanying such Open Source Software or in the open source licenses file accompanying the Software. As used herein “Open Source Software” mean open source software components provided with the App that are licensed to you under the terms of the applicable license agreements included with such open source software components or other materials for the App. This Terms does not apply to any Open Source Software accompanying the App and ExpenseBit hereby disclaims any and all liability to you or any third party related thereto.


  • The software, content, visual interfaces, interactive features, information, graphics, design, compilation, computer code and all other elements of the App (the “ExpenseBit Materials”), are protected by copyright, trade dress, patent, and trademark laws of India and other jurisdictions, international conventions, and all other relevant intellectual property and proprietary rights, and applicable laws. All ExpenseBit Materials, including intellectual property rights therein and thereto, are the property of ExpenseBit or its subsidiaries or affiliated companies and/or third-party licensors. ExpenseBit reserves all rights not expressly granted in this Terms. You shall not acquire any right, title or interest to the ExpenseBit Materials, whether by implication, estoppel, or otherwise, except for the limited rights set forth in this Terms.


  • The app is provided on an “as is” basis, without warranty of any kind. to the maximum extent permitted by applicable law, expensebit disclaims all warranties, express, implied, statutory or otherwise, including but not limited to implied warranties of fitness for a particular purpose, merchantability, title, quality, and noninfringement. expensebit expressly disclaims any warranties of any kind with respect to the accuracy, validity, or completeness of any information or features available through the service, or the quality or consistency of the service.


  • Under no circumstances will expensebit, its officers, directors, employees, agents or licensors be liable to you or anyone else for any loss or injury or any direct, indirect, special or other consequential damages arising out of or in connection with your access or use of, or inability to access or use the service and any information available thereon, even if expensebit has been advised of the possibility of such damages, and notwithstanding any failure of essential purpose of any limited remedy. in no event will expensebit’s total cumulative liability arising from or related to your use of the service, whether in contract or tort, exceed one thousand rupees (rs.1000). if your jurisdiction does not allow the exclusion or limitation of incidental or consequential damages, so the above limitation or exclusion may not apply to you, but will be at the maximum of the fees paid by you in the past three months.


  • To the maximum extent permitted by law, you agree to defend, indemnify and hold ExpenseBit and its affiliates, officers, directors, employees, agents, and licensors harmless from any and all claims, suits, losses, liability, costs or expenses (including, but not limited to reasonable attorney’s fees) arising from or incurred as a result of your use of the App or any breach by you of this Terms.


  • Miscellaneous


    This Terms and all the policies referenced herein constitute the entire agreement between ExpenseBit and you concerning the subject matter hereof, and it may only be modified by a written amendment signed by an authorized executive of ExpenseBit.

    The section titles in this Terms are provided solely for convenience and have no legal or contractual significance.

    This Terms shall be governed by and interpreted under the laws of the State of Karnataka regardless of your country of origin or where you access the Services, and without regard to its conflicts of law’s provisions. All actions relating to this Terms and the App shall be brought to the courts in Bangalore.

    The failure of either party to enforce any rights granted hereunder or to take action against the other party in the event of any breach hereunder shall not be deemed a waiver by that party as to subsequent enforcement of rights or subsequent actions in the event of future breaches.

    If for any reason a court of competent jurisdiction finds any provision of his Terms or portion thereof, to be unlawful, void or unenforceable, that provision of this Terms shall be enforced to the maximum extent permissible so as to affect the intent of the parties, and the remainder of this Terms shall continue in full force and effect.

    You may not assign your rights under this Terms to any party without ExpenseBit’s consent.


  • During the term the Services shall be provided by ExpenseBit in accordance with the timeline, if any, set forth on such Terms. You shall be responsible for maintaining a working email account with the rights to use it for your own use. If you are using an email service governed by corporate or group policy then you shall alone be responsible to procure necessary approvals.


  • Fees, tax and Service Charges. You shall pay all fees and taxes and levies in accordance to the subscription chosen in accordance with the pricing set forth for the Services. You shall make payments to ExpenseBit in accordance with such payment schedule and within thirty (30) days after receipt of an accurate invoice from ExpenseBit showing the value of the Services. You shall also pay any sales, use, value-added, or other tax or charge imposed by any governmental entity upon the sale, use or receipt of the Services.


  • With respect to any fees and payment if any feature(s), are to be installed by ExpenseBit, ExpenseBit shall install or activate such additional feature or services. You shall be responsible for preparation and maintenance of the app for such as maintaining adequate data connection and payment and fees are not as a part of this Terms.


  • Except as expressly stated in this terms or these general terms and conditions, expensebit does not make, and hereby disclaims, any and all express or implied warranties, including, but not limited to, warranties of merchantability, fitness for a particular purpose, noninfringement and title, and any warranties arising from a course of dealing, usage or trade practice.


  • Neither this Terms nor any other agreement shall create, nor shall be represented by either party hereto to create, a partnership, joint venture, employer- employee, master-servant, principal-agent, or other relationship whatsoever between the parties hereto.


  • This Terms shall benefit and be binding upon the parties hereto and their respective successors and assigns.


  • Neither party hereto shall be deemed in default of this Terms or these General Terms and Conditions to the extent that performance of its obligations (other than an obligation of payment) or attempts to cure any breach are delayed or prevented by reason of any act of God, fire, natural disaster, accident, civil disturbance, terrorism, acts or omissions of suppliers and other third parties, act of government, strikes, unavailability of material, facilities, telecommunications services or supplies or any other cause beyond the reasonable control of such party (each, a “Force Majeure Event”).


  • 'No Criminal Liability'
    services provided by ExpenseBit is a limited service and it only technically augments the analytics, reporting and consolidation through the features provided in the app. It does not replace the need for actual book keeping or specialized accounting standards. ExpenseBit also does not have control over third party services that it may rely on to provide the services and other external factors and is not liable for any misdemeanor of any third person for any mischief or criminal wrong doings and will not be liable under any circumstances. You expressly consent that ExpenseBit or its entities, employees or stakeholders will not be subjected for any proceeding under this clause. However, ExpenseBit will extend all commercially reasonable assistance, if any such incident is brought to its notice.


  • In the event that any provision of this Terms, or any word, phrase, clause, sentence or other provision thereof, should be held to be unenforceable or invalid for any reason, such provision or portion thereof shall be modified or deleted in such a manner so as to make them legal and enforceable to the fullest extent permitted under applicable laws.


  • These Terms and other privacy and data policies thereto constitute the entire agreement between the parties hereto with respect to the subject matter hereof and supersedes all prior agreements, purchase orders, understandings and negotiations, whether oral or written, between the parties here to with respect to such subject matter.


IF YOU DO NOT AGREE TO BE BOUND BY ABOVE TERMS YOU MAY NOT DOWNLOAD, INSTALL OR USE THE APP.