AI money assistant · on WhatsApp

Where did your
salary actually go?

UPI made spending invisible. Expensebit makes it clear again — just text what you spent, and your money stays accounted for. No app to open, no forms to fill.

Official WhatsApp Business APIFree to startBuilt for India 🇮🇳
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One message logs anything —Type itSay itSnap a receipt

What Expensebit does

Everything happens inside one chat

The friend who's good with money — keeps your books, splits your bills, and answers straight. No spreadsheets, no nagging.

Log it in plain words

One message logs anything

Type, speak, or snap a UPI screenshot. Expensebit pulls out the amount, merchant and category — in English or Hinglish.

  • Spent 500 on lunch
  • 🎙️ "Aaj 350 ki sabzi li"
  • 📷 A UPI screenshot
How logging works

Split & recover

Split bills and get paid back

Share a bill and Expensebit tracks each person's share, nudges them on WhatsApp, and settles up when you confirm you got the money.

  • Paid 2000 for dinner, split with Rahul
  • Who owes me money?
  • Remind Rahul
Split expenses

Answers, not guilt

Stay on budget, get real answers

Set budgets and Expensebit tells you what's left and the daily pace — never a lecture. Ask anything; every answer comes from your real data.

  • Set my food budget to 8000
  • How much did I spend this month?
  • Compare this month to last
Budgets & analysis

Smart reminders

Daily nudges to log spends, plus weekly and monthly summaries on WhatsApp.

Fix it by chatting

"Change that to groceries" or "delete the spa expense" — no edit forms.

Clean web dashboard

Charts, filters, and full history sync automatically from your chats.

Categories that learn

Tell Expensebit once how you categorize a merchant and it remembers next time.

Splits

Never chase a friend for money again

Expensebit remembers who owes you, nudges them on WhatsApp so you don't have to, and ticks it off the moment they pay. A Splitwise built for how India actually settles up — over chat and UPI.

Who owes you₹2,250 total
R

Rahul

Goa trip · 4 days ago

₹1,000

Remind →

P

Priya

Dinner at Social

₹450

Remind →

A

Aman

Airport cab

₹800

Remind →

The web dashboard

Log on WhatsApp, see the full picture on the web

Every message syncs to a calm dashboard — forward-looking, so you always know what's left and what's pacing hot.

Open your dashboard →
app.spendr.in/dashboard

Safe to spend / day

₹862

16 days left in June

Left this month

₹13,800

of ₹30,000 budget

Food · running hot

₹2,600

↑ gone by the 24th at this pace

Trust & privacy

Your money data stays yours

Expensebit is built by a small team that cares about getting money tools right. We're upfront about how it works — because trust is the whole point of a finance app.

  • Official WhatsApp Business API

    No unofficial automation — your chats run on Meta's verified platform.

  • Phone-verified & private

    Your totals come only from your own account. Nothing is shared or sold.

  • Delete anytime

    Ask Expensebit to wipe your data and it's gone — one message, no hoops.

AI finance assistant for everyday spending

Expensebit is an AI-powered personal finance assistant built for India. Connect your account, track expenses automatically, and categorize spending without spreadsheets. Message Expensebit on WhatsApp to log purchases in plain English, ask how much you spent this month, and receive clear answers backed by your real data.

Expense tracking

Log expenses as you go — coffee, groceries, fuel, bills — with natural messages. Expensebit stores each transaction with amount, category, and date so your history stays organized for personal finance management.

Budgeting & insights

Understand where your money goes with monthly totals, category breakdowns, and spending insights on your dashboard. Compare periods and spot trends before they become surprises.

WhatsApp integration

Your AI financial assistant lives on WhatsApp — no new app habit required. Verify your phone, chat with Expensebit, and open the web dashboard whenever you want charts and a full overview.

Get started

Start tracking expenses on WhatsApp

Create your free Expensebit account, verify your phone number, and message your first expense. Your dashboard updates automatically.

★ Free during beta — early users keep it free for life